Short-Term Rental Fleet Insurance

Insurance designed specifically for businesses offering vehicles for short-term hires or rentals, such as airport rental fleets.

What is short term rental insurance?

Short-term rental fleet insurance is designed for businesses offering vehicles for short-term hires or rentals, such as airport rental fleets. This type of insurance covers the unique risks associated with high vehicle turnover, varied drivers, and frequent usage.

It can provide protection against damage, theft, and liability, ensuring vehicles are covered regardless of who is driving or for how long. Policies are typically flexible and tailored to accommodate changes in vehicle inventory and usage patterns.

Why choose Flock's short term rental insurance?

Short-term rental fleets face unique challenges due to high vehicle turnover and varied driver experience levels. Flock’s insurance provides comprehensive protection and flexibility, ensuring that every vehicle is covered throughout periods of high demand and rapid fleet changes.

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Quick Vehicle Addition

The vehicle addition and removal feature in the Flock Portal minimises the admin of adjusting fleet coverages, making fleet management seamless.

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Rapid claims

Swift, digital claims handling to reduce vehicle downtime and maximise fleet utilisation, keeping vehicles on the road when needed most.

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Proven expertise

With experience serving hundreds of short-term rental fleets, Flock understands the challenges of operating in this sector, from seasonal demand to rapid fleet scaling.

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Tailored coverages

Customised policies built around short-term rental needs, including cover for younger drivers and variable rental periods.

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Safety insights

Real-time safety insights for all vehicles, helping to keep drivers safe and reduce the risk of incidents.

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Free safety reviews

Regular, complimentary sessions with Flock’s safety experts to discuss claims, driver safety, and opportunities to reduce risk.

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Trusted underwriting

All policies are underwritten by Admiral, the UK’s leading motor insurer, providing stability and reliability.

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What's Insured?

Flock provides a wide range of cover, and the flexibility to adapt to your fleet's needs.
Flexible Cover

FLEXIBLE COVERAGE LEVELS

Chose between fully comprehensive, third-party fire & theft, or third-party only

Windscreen Replacement

WINDSCREEN rEPLACEMENT

Includes the repair or full replacement of windscreens

Medical Expenses

MEDICAL
EXPENSES

Injuries to the driver and all passengers

Unauthorised Use

UNAUTHORISED
USE

Liability to others when the vehicle is used without authorisation

Personal Belongings

PERSONAL
BELONGINGS

Damaged or stolen including key replacement

Telematics made easy

Flock’s key features are powered by telematics, and we’re compatible with almost all UK device providers. Fleets can choose to use their existing devices, or install Flock’s for free. It’s telematics made easy.

SAVE TIME AND MONEY, WHILST KEEPING DRIVERS SAFE

Flock's insurance product delivers the benefits that matter most to fleet owners and managers

Discounts for safer driving:

Reduce premium over time
Discounts for safer driving:

Up to 10% premium rebates

Get rewarded with Premium Rebates by driving safely, reporting claims quickly, and maintaining a healthy Loss Ratio.

Control renewal premium

Manage the safety of your fleet throughout the year to benefit from competitive pricing at renewal.

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Digital policy administration:

Less time spent on admin
Digital policy administration:

Vehicle management

Add or remove vehicles from your policy in three clicks. All vehicles are automatically added to the Motor Insurance Database (MID).

Insurance documents

Access, search, and download all your important insurance documents instantly, from desktop or mobile.

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Actionable risk management:

Keep your drivers safe
Actionable risk management:

Digital safety insights

Identify your high-risk drivers with real-time leaderboards and trip-by-trip analysis.

Safety review meetings

Quarterly in-person meetings with Flock's safety team, designed to improve your Safety Score and maximise your premium rebate.

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Fast and flexible claims:

Minimise vehicle downtime
Fast and flexible claims:

Multiple reporting channels

Streamline your claims reporting with Flock’s multiple notification channels: scan a QR code sticker, use the Flock Online Portal, or call our 24/7 claims hotline.

Excess reduction incentives

Keep premiums low by reporting claims promptly. Claims reported quickly qualify for the lowest excess and help to reduce your Loss Ratio.

See it in action
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85% would recommend Flock's fleet insurance

Flock takes customer obsession to a new level. Here's what our fleet customers have to say.

Tom Fawcett
Managing Director of The Out by Jaguar Land Rover

“Flock is miles ahead of the competition. Their insurance will help us scale while keeping everyone safe.”

Jack Dalton
Managing Director, Hamilton Robertson Insurance Brokers

“​The communication is second to none, which I find to be so difficult with some other providers.”

Oliver Jones
CEO of elmo, an EV rental company

“Flock’s approach to insurance is genuinely refreshing and working with them is a pleasure.”

Calum Slowther
Commercial Director of Engineius

“Our mission is to make vehicle movement easy and, thanks to Flock, that now includes the insurance.”

Andy Price Haworth
Client Director, Konsileo

"Impressed with the quick feedback and turnaround...everyone works as a team to provide an outstanding service!"

Kevin Friel
Sales Executive, Milestone Insurance Brokers

"Friendly and efficient team. Rates are competitive and queries dealt with quickly."

Liam Chatfield
Senior Client Exec, Direct Insurance Corporate Risks

"The service is great and the team are incredibly helpful!"

Brett Sainty CMgr CCMI
CEO, BLW Insurance Brokers

“Outstanding service. Flock are able to act with the rare combination of speed, diligence and accuracy.”

Ian MacIver
Account Exec at Aston Lark

“Excellent service and industry knowledge helped build a bespoke policy for a complex client.”

Hundreds of fleets trust flock with their insurance

GET An insurance QUOTE FROM FLOCK’S EXPERT TEAM

Submit your details to receive a callback from our team, or get in touch via email or phone (9am - 5pm, Mon - Fri).

FAQs

These are the questions that fleets often ask us. If you cannot find a response, get in touch below.
See all FAQs

What types of fleets does Flock insure?

Flock insures a variety of fleets, including Courier fleets, Own Goods or Trades fleets, Short- and Long-term rental fleets (also known as Self-Drive Hire fleets) and Taxi or PCO fleets. Our minimum vehicle count starts at 10 vehicles. You can learn more about the type of fleets we can insure on flockcover.com/appetite.

What is Flock and how does it work?

Flock is a fleet insurance product. Flock insures a variety of fleets, including Courier fleets, Own Goods or Trades fleets, Short- and Long-term rental fleets and Taxi & PCO fleets.

Like any other insurance policy, we are here to help you when things go wrong and ensure that claims are paid promptly. Flock also helps you manage the safety of your fleet by reducing accidents and ensuring that your vehicles are on the road as much as possible.

And here is the best part: Flock will also reward you for your safety efforts with premium rebates. With Flock, safer fleets pay less.

How does Flock's motor fleet insurance reward safety and reduce cost?

Flock's pricing model incentivises safer fleets by offering premium rebates. Throughout the policy period, fleets accumulate premium rebates of up to 10% of their premium based on their driving behaviour and claims performance.

This means that safer fleets pay less, aligning financial benefits with risk reduction and promoting a culture of safety within the fleet.

What features does Flock's digital policy management offer?

Flock's digital policy management offers automated policy administration, real-time access to key fleet metrics, a centralised document portal and the ability to report and track claims.

Fleets can quickly make changes to their policies, such as adding or removing cars or vans to their insurance policy. This system reduces administrative burdens and ensures 24/7 document access.

What telematics solutions are compatible with Flock?

Flock is compatible with most UK telematics solutions. Here is a full list of compatible telematics brands. If your fleet is not connected, Flock can provide a telematics solution free of charge. Please get in touch if you are not sure if Flock is compatible with your telematics provider of choice.

How can fleets manage their vehicles and insurance documents online?

Fleets can manage their vehicles and insurance documents through Flock’s dedicated fleet portal. This portal provides real-time access to policy details, stores all relevant documents in a centralised location and makes it easy to keep your fleets insurance policy up to date. Fleets can make changes such as adding or removing vehicles and update cover dates with just a few clicks.

What kind of support does Flock provide for Insured fleets?

Flock offers comprehensive support for policyholders, including personalised safety insight workshops, and access to a support team available on email, web chat and phone. Our team of experts is available to provide guidance on risk management and policy adjustments, ensuring fleets receive the help they need to operate safely and efficiently.

Why should I insure my fleet with Flock?

Insuring your fleet with Flock means embracing a data-driven approach to safety and efficiency, and getting rewarded for your safety efforts. Our innovative insurance solutions offer personalised risk insights, premium rebates for safer driving, and seamless digital policy management.

With Flock, you'll not only reduce your insurance costs but also enhance the safety and performance of your fleet, supported by our commitment to making the world quantifiably safer.

How much does Flock’s fleet insurance cost?

The cost of Flock’s fleet insurance is tailored specifically to each fleet. Our premiums are data-driven and designed to reflect the unique risk profile of your fleet. Flock’s insurance combines real-time risk insights with flexible pricing, rewarding safer fleets with lower premiums. By analysing factors such as driver behaviour, mileage, and journey risk, we can provide competitive pricing that reduces costs for safer fleets.

Flock customers also benefit from ongoing premium rebates, where fleets that drive more safely save more over time. For a customised fleet insurance quote, get in touch with our team of fleet insurance experts.