Flock is a fleet insurance product. Flock insures a variety of fleets, including Courier fleets, Own Goods or Trades fleets, Short- and Long-term rental fleets and Taxi & PCO fleets.

Like any other insurance policy, we are here to help you when things go wrong and ensure that claims are paid promptly. Flock also helps you manage the safety of your fleet by reducing accidents and ensuring that your vehicles are on the road as much as possible.

And here is the best part: Flock will also reward you for your safety efforts with premium rebates. With Flock, safer fleets pay less.

Flock's pricing model incentivises safer fleets by offering premium rebates. Throughout the policy period, fleets accumulate premium rebates of up to 10% of their premium based on their driving behaviour and claims performance.

This means that safer fleets pay less, aligning financial benefits with risk reduction and promoting a culture of safety within the fleet.

Yes, Flock is fully compatible with Geotab, Amazon’s approved telematics provider. We can ingest your telematics data directly without any need for hardware changes or installation downtime. We integrate with almost all UK telematics devices, so if you are using an alternative telematics system, our team can help you connect easily.

Flock's digital policy management offers automated policy administration, real-time access to key fleet metrics, a centralised document portal and the ability to report and track claims.

Fleets can quickly make changes to their policies, such as adding or removing cars or vans to their insurance policy. This system reduces administrative burdens and ensures 24/7 document access.

Yes, we do. In fleet insurance, an LTA (Long Term Agreement) allows you to commit to a three-year policy term with a fixed framework for premium adjustments. Your pricing can move up or down each year based on your fleet’s claims performance and loss ratio. LTAs give you pricing stability and the opportunity to save money if your fleet performs well over time.

Fleets can manage their vehicles and insurance documents through Flock’s dedicated fleet portal. This portal provides real-time access to policy details, stores all relevant documents in a centralised location and makes it easy to keep your fleets insurance policy up to date. Fleets can make changes such as adding or removing vehicles and update cover dates with just a few clicks.

Flock works with all major brokers supporting Amazon DSPs, including Marsh, Howden, Hamilton Robertson, and Taveo. If you already have a broker, we’re happy to work directly with them. If you would like an introduction to a broker familiar with Flock, we can help with that too.

Flock offers comprehensive support for policyholders, including personalised safety insight workshops, and access to a support team available on email, web chat and phone. Our team of experts is available to provide guidance on risk management and policy adjustments, ensuring fleets receive the help they need to operate safely and efficiently.

Insuring your fleet with Flock means embracing a data-driven approach to safety and efficiency, and getting rewarded for your safety efforts. Our innovative insurance solutions offer personalised risk insights, premium rebates for safer driving, and seamless digital policy management.

With Flock, you'll not only reduce your insurance costs but also enhance the safety and performance of your fleet, supported by our commitment to making the world quantifiably safer.