Fleet Underwriting Appetite

Flock's connected fleet insurance is designed for a wide range of fleets. Get in touch if the fleet you are looking to insure is not listed below.

Fleets we cover:

Download or print our appetite guide. Up to date as of 15/05/26.

Print appetite guide

Courier Fleet Insurance

All sorts of courier fleets, including Delivery Service Partners (DSPs) of major logistics brands such as Amazon, DPD or DHL.
Fleets of more than 5 vehicles. We might apply minimum premium levels for small fleets.

Get in touch

Courier

Haulage Fleet Insurance

UK haulage businesses transporting goods by road, including general freight and distribution operations across the UK.
Fleets of more than 5 vehicles, including rigid trucks and articulated lorries. We might apply minimum premium levels for small fleets.
Heavy Goods Vehicles (HGVs) up to 44t.

Get in touch

Haulage

Long-Term Rental Fleet Insurance

Any kind of vehicle leasing fleets or renting solutions that provide vehicles for more than 30 days. Includes Salary Sacrifice fleets.
Fleets of more than 10 vehicles.
Any vehicles (cars and vans) under 3.5tn.
Flock offers an Embedded Insurance platform for for full quoting and binding automation.

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Long-term rentals

Short-Term Rental Fleet Insurance

Any kind of rental businesses with rental terms of less than 30 days.
Fleets of more than 5 vehicles. We might apply minimum premium levels for small fleets.
Any vehicles (cars and vans) under 3.5tn.

Get in touch

Short-term rentals

Taxi & PCO Fleet Insurance

Fully compliant with UBER and BOLT requirements (integrated with Instadoc).
Fleets of more than 5 vehicles. We might apply minimum premium levels for small fleets.
All sorts of Taxi, Private or Public hire or Taxi leasing fleets, including Taxi vehicle subscription platforms.

Get in touch

Taxi & PCO

Telecom Fleet Insurance

Fleets specialising in telecommunications, including fleets with cars and vans.
Fleets of 10 vehicles or more. We might apply minimum premium levels for small fleets.
We will consider fleets that are growing quickly to keep up with demand.

Get in touch

Telecom

Own Goods Fleet Insurance

All own goods or trades fleets, including food distribution, or refrigerated transportation.
Fleets of more than 10 vehicles. We might apply minimum premium levels for small fleets.

Get in touch

Own goods

Credit Hire Fleet Insurance

Credit hire fleets providing temporary replacement vehicles after non-fault accidents.
Fleets of more than 5 vehicles. Minimum premium levels may apply for smaller fleets.
Vehicles must be under 3.5 tonnes (cars and vans).

Get in touch

Credit Hire

What we don't cover

While we strive to support as many fleets as possible, there are certain fleet types that we are currently unable to cover.

We are continuously exploring ways to broaden our appetite. If you have a fleet that isn't listed here, please reach out to us - we'd like like to hear from you.