Fleet Underwriting Appetite

Flock's connected fleet insurance is designed for a wide range of fleets. Get in touch if the fleet you are looking to insure is not listed below.

Fleets we cover:

Download or print our appetite guide. Up to date as of 14/10/24.

Print appetite guide

Courier Fleet Insurance

All sorts of courier fleets, including Delivery Service Partners (DSPs) of major logistics brands such as Amazon, DPD or DHL.
Fleets of more than 10 vehicles. We might apply minimum premium levels for small fleets.
Fleets can include Heavy Goods Vehicles (HGVs), limited to a 10% of the total vehicle count.
Some examples include: Small courier businesses, logistics partners, delivery services.

Get in touch

Courier

Short-Term Rental Fleet Insurance

Any kind of rental businesses with rental terms of less than 30 days.
Fleets of more than 10 vehicles. We might apply minimum premium levels for small fleets.
Any vehicles (cars and vans) under 3.5tn.
Some examples include: Rental companies, car-sharing platforms, airport rentals, short-term holiday packages, recreational vehicle fleets.

Get in touch

Short-term rentals

Long-Term Rental Fleet Insurance

Any kind of vehicle leasing fleets or renting solutions that provide vehicles for more than 30 days. Includes Salary Sacrifice fleets.
Fleets with plans to grow over 50 vehicles within the first 12 months of cover.
Any vehicles (cars and vans) under 3.5tn.
Some examples include: Salary Sacrifice brokers, vehicles leasers or funders, company car schemes, monthly subscription fleets.
Flock offers an Embedded Insurance platform for for full quoting and binding automation.

Get in touch

Long-term rentals

Taxi & PCO Fleet Insurance

Fully compliant with UBER and BOLT requirements (integrated with Instadoc).
Cars, mini-bus and black cabs.
Some examples include: Taxi fleets, Taxi renting, events vehicle fleets, digital passenger transport platforms.
All sorts of Taxi, Private or Public hire or Taxi leasing fleets, including Taxi vehicle subscription platforms.

Get in touch

Taxi & PCO

Telecom Fleet Insurance

Fleets specialising in telecommunications, including fleets with cars and vans.
Fleets of 10 vehicles or more. We might apply minimum premium levels for small fleets.
We will consider fleets that are growing quickly to keep up with demand.
Some examples include: Fibre optics installation & Internet/phone companies.

Get in touch

Telecom

Own Goods Fleet Insurance

All own goods or trades fleets, including food distribution, or refrigerated transportation.
Fleets of more than 20 vehicles. We might apply minimum premium levels for small fleets.
Fleets can include Heavy Goods Vehicles (HGVs), limited to a 10% of the total vehicle count.
Some examples include: Plumbers, caterers, florists, electricians, service companies.

Get in touch

Own goods

What we don't cover

While we strive to support as many fleets as possible, there are certain fleet types that we are currently unable to cover.

We are continuously exploring ways to broaden our appetite. If you have a fleet that isn't listed here, please reach out to us - we'd like like to hear from you.