Own Goods Fleet Insurance

Flock insures a variety of fleets, including Courier fleets, Own Goods or Trades fleets, Short- and Long-term rental fleets (also known as Self-Drive Hire fleets) and Taxi or PCO fleets. Our minimum vehicle count starts at 10 vehicles. You can learn more about the type of fleets we can insure on flockcover.com/appetite.

Flock is a fleet insurance product. Flock insures a variety of fleets, including Courier fleets, Own Goods or Trades fleets, Short- and Long-term rental fleets and Taxi & PCO fleets.

Like any other insurance policy, we are here to help you when things go wrong and ensure that claims are paid promptly. Flock also helps you manage the safety of your fleet by reducing accidents and ensuring that your vehicles are on the road as much as possible.

And here is the best part: Flock will also reward you for your safety efforts with premium rebates. With Flock, safer fleets pay less.

Flock's pricing model incentivises safer fleets by offering premium rebates. Throughout the policy period, fleets accumulate premium rebates of up to 10% of their premium based on their driving behaviour and claims performance.

This means that safer fleets pay less, aligning financial benefits with risk reduction and promoting a culture of safety within the fleet.

Flock's digital policy management offers automated policy administration, real-time access to key fleet metrics, a centralised document portal and the ability to report and track claims.

Fleets can quickly make changes to their policies, such as adding or removing cars or vans to their insurance policy. This system reduces administrative burdens and ensures 24/7 document access.

Flock is compatible with most UK telematics solutions. Here is a full list of compatible telematics brands. If your fleet is not connected, Flock can provide a telematics solution free of charge. Please get in touch if you are not sure if Flock is compatible with your telematics provider of choice.

Fleets can manage their vehicles and insurance documents through Flock’s dedicated fleet portal. This portal provides real-time access to policy details, stores all relevant documents in a centralised location and makes it easy to keep your fleets insurance policy up to date. Fleets can make changes such as adding or removing vehicles and update cover dates with just a few clicks.

Flock offers comprehensive support for policyholders, including personalised safety insight workshops, and access to a support team available on email, web chat and phone. Our team of experts is available to provide guidance on risk management and policy adjustments, ensuring fleets receive the help they need to operate safely and efficiently.

Insuring your fleet with Flock means embracing a data-driven approach to safety and efficiency, and getting rewarded for your safety efforts. Our innovative insurance solutions offer personalised risk insights, premium rebates for safer driving, and seamless digital policy management.

With Flock, you'll not only reduce your insurance costs but also enhance the safety and performance of your fleet, supported by our commitment to making the world quantifiably safer.

The cost of Flock’s fleet insurance is tailored specifically to each fleet. Our premiums are data-driven and designed to reflect the unique risk profile of your fleet. Flock’s insurance combines real-time risk insights with flexible pricing, rewarding safer fleets with lower premiums. By analysing factors such as driver behaviour, mileage, and journey risk, we can provide competitive pricing that reduces costs for safer fleets.

Flock customers also benefit from ongoing premium rebates, where fleets that drive more safely save more over time. For a customised fleet insurance quote, get in touch with our team of fleet insurance experts.

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