Discounts for safer driving:

Flock’s connected fleet insurance actively rewards safety. Safer fleets benefit from premium rebates and data-driven renewals, directly linking safe driving to significant financial savings.

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Up to 10% premium rebate

Flock tracks key safety metrics, allowing fleets to accumulate rebates throughout the policy period. The better the performance, the larger the Rebate—safer fleets can earn back up to 10% of their annual premium.

Designed to reward safety

Keep loss ratios, safety scores and claim reporting times under control to maximise the rebate of a fleet.

Most fleets receive a rebate

Flock’s rebate is designed to be earned. The majority of Flock fleets that take safety seriously unlock a Rebate at renewal.

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Transparent rebate calculation

No more guesswork. Flock’s rebate is calculated in real-time. Log into the Flock Portal to see how the Rebate of a fleet has evolved over time, and forecast the estimated payout at renewal.

Updated Real-Time

Our platform shows how each driving behaviour impacts your premium, giving you actionable insights to control and lower your costs.

Insights to increase rebates

The Flock Portal will show the actions to take to increase this rebate and lower your costs.

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Insurance for a wide range of fleets

Learn more about the types of fleets we cover
Courier Fleet Insurance

Courier Fleet Insurance

All courier fleets, including Amazon and DPD delivery service partners.

Courier
Own Goods Fleet Insurance

Own Goods Fleet Insurance

Such as contractors, tradespeople, and food distribution

Own goods
Short-Term Rental Fleet Insurance

Short-Term Rental Fleet Insurance

Including car clubs, daily rental companies, and mobility platforms

Short-term rentals
Long-Term Rental Fleet Insurance

Long-Term Rental Fleet Insurance

All leasing, subscription, and Salary Sacrifice fleets

Long-term rentals
Taxi & PCO Fleet Insurance

Taxi & PCO Fleet Insurance

Includes public/private hire, Uber, Bolt, Black Cabs, and credit hire

Taxi & PCO
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And many more...

Including Telecom Fleets, Private Ambulance, Removals, ...

All fleets

GET An insurance QUOTE FROM FLOCK’S EXPERT TEAM

Submit your details to receive a callback from our team, or get in touch via email or phone (9am - 5pm, Mon - Fri).

FAQs

These are the questions that fleets often ask us. If you cannot find a response, get in touch below.
See all FAQs

What types of fleets does Flock insure?

Flock insures a variety of fleets, including Courier fleets, Own Goods or Trades fleets, Short- and Long-term rental fleets (also known as Self-Drive Hire fleets) and Taxi or PCO fleets. Our minimum vehicle count starts at 10 vehicles. You can learn more about the type of fleets we can insure on flockcover.com/appetite.

What is Flock and how does it work?

Flock is a fleet insurance product. Flock insures a variety of fleets, including Courier fleets, Own Goods or Trades fleets, Short- and Long-term rental fleets and Taxi & PCO fleets.

Like any other insurance policy, we are here to help you when things go wrong and ensure that claims are paid promptly. Flock also helps you manage the safety of your fleet by reducing accidents and ensuring that your vehicles are on the road as much as possible.

And here is the best part: Flock will also reward you for your safety efforts with premium rebates. With Flock, safer fleets pay less.

How does Flock's motor fleet insurance reward safety and reduce cost?

Flock's pricing model incentivises safer fleets by offering premium rebates. Throughout the policy period, fleets accumulate premium rebates of up to 10% of their premium based on their driving behaviour and claims performance.

This means that safer fleets pay less, aligning financial benefits with risk reduction and promoting a culture of safety within the fleet.

What features does Flock's digital policy management offer?

Flock's digital policy management offers automated policy administration, real-time access to key fleet metrics, a centralised document portal and the ability to report and track claims.

Fleets can quickly make changes to their policies, such as adding or removing cars or vans to their insurance policy. This system reduces administrative burdens and ensures 24/7 document access.

What telematics solutions are compatible with Flock?

Flock is compatible with most UK telematics solutions. Here is a full list of compatible telematics brands. If your fleet is not connected, Flock can provide a telematics solution free of charge. Please get in touch if you are not sure if Flock is compatible with your telematics provider of choice.

How can fleets manage their vehicles and insurance documents online?

Fleets can manage their vehicles and insurance documents through Flock’s dedicated fleet portal. This portal provides real-time access to policy details, stores all relevant documents in a centralised location and makes it easy to keep your fleets insurance policy up to date. Fleets can make changes such as adding or removing vehicles and update cover dates with just a few clicks.

What kind of support does Flock provide for Insured fleets?

Flock offers comprehensive support for policyholders, including personalised safety insight workshops, and access to a support team available on email, web chat and phone. Our team of experts is available to provide guidance on risk management and policy adjustments, ensuring fleets receive the help they need to operate safely and efficiently.

Why should I insure my fleet with Flock?

Insuring your fleet with Flock means embracing a data-driven approach to safety and efficiency, and getting rewarded for your safety efforts. Our innovative insurance solutions offer personalised risk insights, premium rebates for safer driving, and seamless digital policy management.

With Flock, you'll not only reduce your insurance costs but also enhance the safety and performance of your fleet, supported by our commitment to making the world quantifiably safer.

How much does Flock’s fleet insurance cost?

The cost of Flock’s fleet insurance is tailored specifically to each fleet. Our premiums are data-driven and designed to reflect the unique risk profile of your fleet. Flock’s insurance combines real-time risk insights with flexible pricing, rewarding safer fleets with lower premiums. By analysing factors such as driver behaviour, mileage, and journey risk, we can provide competitive pricing that reduces costs for safer fleets.

Flock customers also benefit from ongoing premium rebates, where fleets that drive more safely save more over time. For a customised fleet insurance quote, get in touch with our team of fleet insurance experts.