// Fleet Insurance

Safer fleets
pay less

Reduce accidents and save money with Flock’s connected fleet insurance

Get a quote
aerial view of a junction with cars driving around it

Insurance FOR A WIDE RANGE OF FLEETS

Learn more about the types of fleets that Flock can cover.

yellow icon with a black illustration of a lorry

COURIER
INSURANCE

All fleets including Amazon and DPD Delivery Service Partners

yellow icon with a black illustration of a trades van

OWN GOODS INSURANCE

Such as contractors, tradespeople, and food distribution

yellow icon with a black illustration of a car and a clock

SHORT-TERM RENTAL INSURANCE

Including car clubs, daily rental companies, and mobility platforms

yellow icon with a black illustration of a car with a calendar

LONG-TERM RENTAL INSURANCE

All leasing, subscription, and Salary Sacrifice fleets

yellow icon with a black illustration of a taxi

Taxi & PCO INSURANCE

Includes public/private hire, Uber, Bolt, Black Cabs, and credit hire

GET A QUOTE FROM FLOCK’S EXPERT TEAM

Submit your details to receive a callback from our team or get in touch via email or phone (9am - 5pm, Monday to Friday).

DIGITAL FLEET INSURANCE THAT SAVES YOU TIME AND MONEY

Online tools to manage your fleet's costs, safety, and claims.

DISCOUNTS FOR SAFER DRIVING

// REDUCE YOUR PREMIUM OVER TIME
a view of the dashboard inside the Flock product

PREMIUM REBATES (UP TO 10%)

Accumulate your Premium Rebate by driving safely, reporting claims quickly, and maintaining a healthy Loss Ratio.

DATA-DRIVEN RENEWALS

Drive safely throughout the year to unlock discounted pricing at renewal.

DIGITAL POLICY ADMINISTRATION

// LESS TIME SPENT ON ADMIN
a view of the dashboard inside the Flock product

VEHICLE MANAGEMENT

Add or remove vehicles from your policy in three clicks. All vehicles are auto-added to the MID.

INSURANCE DOCUMENTS

Access and download all of your important documents instantly, from desktop or mobile.

ACTIONABLE RISK MANAGEMENT

// KEEP YOUR DRIVERS SAFE
a view of the dashboard inside the Flock product

DIGITAL SAFETY INSIGHTS

Identify your high-risk drivers with real-time leaderboards and per-journey analysis.

SAFETY REVIEW MEETINGS

Quarterly in-person meetings with Flock's safety team, designed to improve your Safety Score and maximise your Premium Rebate.

FAST AND RELIABLE CLAIMS

// LESS STRESS, FASTER RESOLUTIONS
a view of the dashboard inside the Flock product

MULTIPLE REPORTING CHANNELS

Report claims online, or by calling Flock's dedicated 24/7 claims hotline.

REAL-TIME CLAIMS UPDATES

Check in on any claim in seconds, with seamless digital reporting.

What's covered?

We offer a range of tailored insurance coverages for all types of commercial motor fleets

Get a quote
yellow icon with a black illustration of a lorry with two arrows facing in opposite directions

FLEXIBLE COVERAGE LEVELS

Chose between fully comprehensive, third-party fire & theft, or third-party only

yellow icon with a black illustration of a windscreen

WINDSCREEN rEPLACEMENT

Includes the repair or full replacement of windscreens

yellow icon with a black illustration of a medical bag

MEDICAL
EXPENSES

Injuries to the driver and all passengers

yellow icon with a black illustration of a car with a no entry symbol behind it

UNAUTHORISED
USE

Liability to others when the vehicle is used without authorisation

yellow icon with a black illustration of a hand holding a device

PERSONAL
BELONGINGS

Damaged or stolen items, including key replacements

TELEMATICS MADE EASY

Flock’s key features are powered by telematics, and are compatible with almost all UK device providers. Fleets can choose to use their existing devices, or install Flock’s for free. It’s telematics made easy.

See full list

FLEETS LOVE FLOCK

Flock takes customer obsession to a new level. Here's what customers have to say.

Get a quote
Tom Fawcett
Tom Fawcett
Managing Director of The Out by Jaguar Land Rover

“Flock is miles ahead of the competition. Their insurance will help us scale while keeping everyone safe.”

Tom Fawcett
Managing Director of The Out by Jaguar Land Rover
Liam Chatfield
Liam Chatfield
Senior Client Exec, Direct Insurance Corporate Risks

"The service is great and the team are incredibly helpful!"

Liam Chatfield
Senior Client Exec, Direct Insurance Corporate Risks
Calum Slowther
Calum Slowther
Commercial Director of Engineius

“Our mission is to make vehicle movement easy and, thanks to Flock, that now includes the insurance.”

Calum Slowther
Commercial Director of Engineius
Oliver Jones
Oliver Jones
CEO of elmo, an EV rental company

“Flock’s approach to insurance is genuinely refreshing and working with them is a pleasure.”

Oliver Jones
CEO of elmo, an EV rental company

Hundreds of fleets trust flock with their insurance

Here are some of the companies we work with.

FAQs

These are the questions that fleets ask most frequently. If you cannot find the response you're looking for, get in touch below.

See all FAQs
What types of fleets does Flock insure?

Flock insures a variety of fleets, including Courier fleets, Own Goods or Trades fleets, Short- and Long-term rental fleets and Taxi fleets. Our minimum vehicle count starts at 10 vehicles. You can learn more about the type of fleets we can insure on flockcover.com/appetite.

What is Flock and how does the product work?

Flock is a connected fleet insurance product. Like any other insurance policy, we are here to help you when things go wrong and ensure that claims are paid promptly. Flock also helps you manage the safety of your fleet by reducing accidents and ensuring that your vehicles are on the road as much as possible. And here is the best part: Flock will also reward you for your safety efforts with premium rebates. With Flock, safer fleets pay less.

How does Flock's pricing model reward safety?

Flock's pricing model incentivises safer fleets by offering premium rebates. Throughout the policy period, fleets accumulate premium rebates of up to 10% of their premium based on their driving behaviour and claims performance. This means that safer fleets pay less, aligning financial benefits with risk reduction and promoting a culture of safety within the fleet.

What features does Flock's digital policy management offer?

Flock's digital policy management offers automated policy administration, real-time access to key fleet metrics, a centralised document portal and the ability to report and track claims. Fleets can quickly make changes to their policies, such as adding or removing vehicles to their insurance policy. This system reduces administrative burdens and ensures 24/7 document access.

What telematics solutions are compatible with Flock?

Flock is compatible with most UK telematics solutions. Here is a full list of compatible telematics brands. If your fleet is not connected, Flock can provide a telematics solution free of charge. Please get in touch if you are not sure if Flock is compatible with your telematics provider of choice.

How can fleets manage their vehicles and insurance documents online?

Fleets can manage their vehicles and insurance documents through Flock’s dedicated fleet portal. This portal provides real-time access to policy details, stores all relevant documents in a centralised location and makes it easy to keep your fleets insurance policy up to date. Fleets can make changes such as adding or removing vehicles and update cover dates with just a few clicks.

What kind of support does Flock provide for policyholders?

Flock offers comprehensive support for policyholders, including personalised safety insight workshops, and access to a support team available on email, web chat and phone. Our team of experts is available to provide guidance on risk management and policy adjustments, ensuring fleets receive the help they need to operate safely and efficiently.

Why should I insure my fleet with Flock?

Insuring your fleet with Flock means embracing a data-driven approach to safety and efficiency, and getting rewarded for your safety efforts. Our innovative insurance solutions offer personalised risk insights, premium rebates for safer driving, and seamless digital policy management. With Flock, you'll not only reduce your insurance costs but also enhance the safety and performance of your fleet, supported by our commitment to making the world quantifiably safer.

Flock in the news

Insurance Times Win 2022

Flock takes gold in two categories at the Insurance Times Awards 2022

Read More
CNBC - Series A

Billionaire investor Chamath Palihapitiya backs UK insurance start-up

Read More
TechCrunch - Series A

Insurtech Flock raises $38M Series B to nudge commercial drivers towards safety

Read More

Join the Flock

At Flock, we’re on a mission to make the world quantifiably safer.  We’re looking for extraordinary, highly ambitious people to join us.

Get in touch
flock pattern of dots in white