Pay-as-you-fly drone insurance

A flexible alternative to traditional insurance. Get short-term, customised cover for your drone flight in a matter of taps with the Flock Cover app.

It’s as simple as that.

GET a PRICEWhats covered
Underwritten by
FCA & CAA compliant
Live customer support

On-demand drone insurance, precisely when you need it

Whether you’re a new pilot, fly a few times a month, or only take your drone out for part of the year, Pay-as-you-fly drone insurance could cut your insurance bill.

PAY ONLY WHEN YOU FLY

Insurance from one to eight hours. Get covered instantly, or pre-book up to 10 days in advance.

FAIRER PRICING

Our pricing is risk-dependent. The safer you fly, the less you pay. There’s no commitments or upfront costs.

CLAIM SIMPLY

If something goes wrong, make a claim via the app in a couple of taps. Or give us a call, we’re always here to help.

How Flock Cover works

Insuring your drone flight has never been simpler. All it takes is a matter of taps on your mobile phone.

1. ENTER FLIGHT DETAILS

Choose where and when you want to fly. See your quote change in real-time.

2. CUSTOMISE YOUR POLICY

Customise your policy length and equipment cover to suit your needs.

3. GET FLYING

Pay to instantly receive your policy documents by email. Enjoy the flight!

Know your risks before you fly

With Flock Cover you get much more than just an insurance policy. The app analyses real-time data from your Flight Area to generate a unique Risk Report for each flight in seconds. Here's what we look out for:

Inhabited spaces

High-risk buildings such as schools, hospitals, prisons, and densely populated areas.

Ground hazards

Including dangerous areas such as nuclear power plants, military airbases, and busy roads.

Restricted airspace

Be alerted to airports, heliports, and temporary restrictions of airspaces.

Hyperlocal weather

Receive real-time weather updates, such as wind speed and probability of rainfall.

Find the cover that's right for you

Whether you’re operating commercially, completing your training, or flying for fun - we’ve got a Pay-as-you-fly policy that’s tailored to you.

You’re a recreational pilot if you fly your drone as a hobby.

PAY-AS-YOU-FLY

From

£2.95 per flight

Short-term cover from 1-8 hours
Public Liability insurance (£250K)
Fly safer with a real-time flight risk assessment

FIND OUT MORE

What's covered

3RD PARTY LIABILITY

LEGAL EXPENSES

NOISE COMPLAINTS

INVASION OF PRIVACY


You’re a trainee pilot if you are enrolled with a licensed NQE, and have passed your Ground School theory test.

PAY-AS-YOU-FLY

From

£5.95 per flight

Flight assessment & training cover 1-8 hours
Drone and accessories up to £3K
£1M Public Liability insurance
Free proof-of-insurance for PfCO applications

FIND OUT MORE

What's covered

DRONES

ACCESSORIES

3RD PARTY LIABILITY

ACCIDENTAL FLYAWAYS

HIRED EQUIPMENT

LEGAL EXPENSES

NOISE COMPLAINTS

INVASION OF PRIVACY

* Equipment cover only available for commercial and trainee pilots whilst in flight.
You're a commercial operator if you hold a valid PfCO (or a CAA accepted equivalent).

PAY-AS-YOU-FLY

From

£4.95 per flight

On-demand cover from 1-8 hours
EC785/2004 compliant
In-flight drone and accessory cover up to £35K*
Public Liability limits from £1-10M

FIND OUT MORE

What's covered

DRONES

ACCESSORIES

3RD PARTY LIABILITY

ACCIDENTAL FLYAWAYS

HIRED EQUIPMENT

LEGAL EXPENSES

NOISE COMPLAINTS

INVASION OF PRIVACY

* Equipment cover only available for commercial and trainee pilots whilst in flight.

Recreational

From £2.95 per flight

Short-term cover from 1-8 hours
Public Liability insurance (£250K)
Fly safer with a real-time flight risk assessment

What's covered

3RD PARTY LIABILITY

LEGAL EXPENSES

NOISE COMPLAINTS

INVASION OF PRIVACY

Training

From £5.95 per flight

Flight assessment & training cover 1-8 hours
Drone and accessories up to £3K
£1M Public Liability insurance
Free proof-of-insurance for PfCO applications

What's covered

DRONES & ACCESSORIES

3RD PARTY LIABILITY

ACCIDENTAL FLYAWAYS

HIRED EQUIPMENT **

LEGAL EXPENSES

NOISE COMPLAINTS

INVASION OF PRIVACY

Commercial

From £4.95 per flight

On-demand cover from 1-8 hours
EC785/2004 compliant
In-flight drone and accessory cover up to £35K*
Public Liability limits from £1-10M

What's covered

DRONES & ACCESSORIES

3RD PARTY LIABILITY

ACCIDENTAL FLYAWAYS

HIRED EQUIPMENT **

LEGAL EXPENSES

NOISE COMPLAINTS

INVASION OF PRIVACY

* Equipment cover only available for commercial and trainee pilots whilst in flight.
** Policy also covers hired drones not owned by the PfCO holder

Take to the skies with Flock today.

Get a price in 60 seconds

Frequently asked questions

Have other questions? Visit our help centre, or chat live with us now.

VIEW ALL FAQ's

How is the risk-dependent pricing calculated?

The prices of our Pay-as-you-fly policies are calculated on a per-flight basis, and are proportional to how risky your flight is. This is calculated by analysing data such as:

Pilot profile: Number of hours you have flown, claims history.

Drone details: Its weight, top speed, maximum flight height etc.

Environmental data: Distance to ground hazards such as hospitals or schools.

Real-time weather conditions: Includes the real-time wind speed, and probability of rainfall in the area you’re flying in.

Is Pay-as-you-fly drone insurance EC785/2004 compliant?

Yes, you can have peace of mind that our commercial and training Pay-as-you-fly policies are CAA approved and EC785/2004 compliant.

How do I get proof-of-insurance for my PfCO application?

You can get your proof of EC785/2004 compliant insurance emailed instantly to you via the Flock Cover mobile app. Simply tap on the ‘Your details’ in the main menu, and you’ll see a button that says ‘Get an insurance Cover Note’.

Where is Flock available?

Flock’s Pay-as-you-fly policies for commercial, training and recreational pilots are available throughout the UK and the Channel Islands. We also offer worldwide cover to commercial operators with a Fly Unlimited monthly subscription policy.

Do Flock’s recreational policies provide equipment cover?

Our recreational policies provide Public Liability insurance only. Equipment cover (which includes both drones and accessories) is only available to commercial and trainee pilots.

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